Your Financial Partner for a Secure Tomorrow
Who We Are
At our firm, we specialize in guiding retirees and pre-retirees toward a secure financial future. Our mission is to empower clients with strategies that protect and grow their wealth, while offering the confidence and peace of mind to enjoy retirement to its fullest. Based in Florida, we take pride in being a trusted partner for those navigating the complexities of financial planning.


A Commitment to Your Success
Integrity
We believe in building trust through transparency, always acting in our clients’ best interests.
Excellence
Every decision is guided by a commitment to delivering superior service and results.
Innovation
By staying flexible and forward-thinking, we continuously adapt to evolving market conditions to maximize opportunities.
Dynamic Solutions Tailored to Your Needs
We offer a distinct approach to wealth management, blending experience with innovation to create personalized strategies that prioritize:
Active Management
Making real-time adjustments to adapt to market trends and client needs.
Performance Focus
Aiming for consistent, measurable results to ensure long-term financial growth.
Risk Management
Proactively protecting your assets to safeguard your financial well-being.
Our Leadership Team
Our dedicated team of financial professionals brings decades of experience and a client-first mindset to everything we do. We are here to simplify financial complexities, answer your questions, and provide clear guidance every step of the way.

Timothy Tonn
Chief Investment Officer
Tim established Cirrus Capital Management in 2003 after spending twelve years in the United States Air Force (USAF) as a Commissioned Officer and pilot. While still a pilot Tim recognized and honed his intense interest for the investment markets to satisfy his analytical inclination. He started trading his own accounts in the 1990s and began managing client assets by 2002.
Capitalizing on the discipline, leadership and resilience under pressure developed as a USAF pilot Tim has successfully evolved into a Chief Investment Officer of a Registered Investment Advisory firm.
Tim's competitiveness fuels his perpetual mission to attain an edge in the markets on behalf of his clients. He pragmatically refines his investment strategies in the pursuit of maximized risk-adjusted return.
Essentially, it's not about being right or wrong—it's about making money and minimizing losses. Tim's character and perspective have allowed him to develop an impressive performance track record through the turbulent markets of the past decade.
Tim earned a Bachelor of Science degree with High Honors in Industrial and Systems Engineering from the University of Florida in 1991.

Troy Tonn
Chief Operations Officer
Troy joined Cirrus Capital Management in January 2009. Prior to joining Cirrus Capital Troy spent five years with a top 20 Global Fortune 500 Financial Services firm as a Financial Consultant. In this role, he developed a strong client-relations and operational skill-set focused on advising clients in the areas of financial planning, retirement planning, estate planning, portfolio management, and life insurance.
Troy directs all client-relations and business development functions for Cirrus Capital. Troy's broad knowledge and experience in financial services make him a value-added asset for Cirrus Capital and its clients.
Troy earned his Bachelor of Science degree with Honors in Industrial and Systems Engineering from the University of Florida in 1995. In 2001 he earned a Masters in Business Administration with concentrations in Finance and Marketing from the University of South Florida.